When you start looking for life insurance, you’ll face two main decisions right away: What type of life insurance is best for me? And how much life insurance do I need?
As you get life insurance options and quotes, you’ll likely navigate...
Car insurance isn't one-size-fits-all: There are a lot of things to consider when you're trying to figure out what you need in a policy.
Each state has different requirements, and factors like who owns your car, and your overall financial he...
A fixed annuity provides guaranteed retirement income payments. With a fixed annuity contract, you make one or several payments to the annuity provider, which in turn promises to pay you a fixed return on your contributions, no matter how markets are...
Climate change is making extreme weather worse and, right now, Americans are paying the price.
Over the past two years, wildfires in California floods along the Mississippi River and hurricanes in the Southeastern United States have caused tens of...
What is term life insurance?
Term life insurance is a contract between you and an insurance company that lasts for a specific period of time, such as 10 years, 20 years or until you reach age 65. In exchange for your premium payments, the insurer p...
What life insurance is: a policy that pays out if you die.
When you need it: if your death would cause financial hardship to someone, like a spouse.
How it's priced: based on life expectancy. Any factor reducing life expectancy, like heart dise...
Your employer offers term life insurance, so you don’t need to shop around for a different policy, right?
Not so fast. After you review your employer’s life insurance offerings during the annual open enrollment period, you get to decide...
Question: When my mom passed away we thought she had a life insurance policy, but we have no idea how to track it down. Do you know of any resources that might help?
Answer: Lost or forgotten life insurance policies are very common in the U.S. It&rs...
Insurance is one of those things that people don’t want to talk about because it reminds them of death. But you owe it to yourself and your loved ones to get life insurance and the right amount. Cassandra Latsios, an associate advisor with Wipf...
If you’re in the market for life insurance, there are plenty of options available. And if you’re looking for a policy that offers lifelong coverage, one option worth considering is universal life insurance.
With universal life insurance,...